Privacy Policy

1. Introduction

Marlowe Keynes LLC ("we," "our," or "us") operates the Allocation Institute platform. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

2. Information We Collect

We may collect information about you in various ways:

• Personal Data: Name, email address, and account credentials when you register
• Usage Data: Information about how you interact with our platform, including pages visited, features used, and time spent
• Portfolio Data: Investment allocations, portfolio configurations, and simulation parameters you create
• Device Information: Browser type, IP address, operating system, and device identifiers

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process and store your portfolio configurations
• Send you technical notices and support messages
• Respond to your comments and questions
• Analyze usage patterns to enhance user experience
• Protect against fraudulent or unauthorized activity

4. Data Storage and Security

Your data is stored on secure servers with industry-standard encryption. We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.

Portfolio data saved to the cloud is encrypted at rest and in transit. Local storage data remains on your device and is not transmitted to our servers unless you explicitly save to the cloud.

5. Third-Party Services

We use third-party services for financial data (Financial Modeling Prep API) to provide market information and company data. These services have their own privacy policies governing their use of data.

6. Cookies and Tracking

We use cookies and similar tracking technologies to track activity on our platform and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your account and associated data
• Export your portfolio data
• Opt out of marketing communications

8. Data Retention

We retain your personal information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with legal obligations, resolve disputes, and enforce our agreements.

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

[email protected]