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Cash Management Tool

Optimize your cash allocation across Treasury bills, money market funds, and other ultra-short duration instruments. Maximize yield while maintaining liquidity and capital preservation.

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Portfolio Holdings
SGOV40%
iShares 0-3 Month Treasury Bond ETF
Treasury Bills5.2% yield0-3 months
BIL30%
SPDR Bloomberg 1-3 Month T-Bill ETF
Treasury Bills5.1% yield1-3 months
USFR20%
WisdomTree Floating Rate Treasury Fund
Floating Rate5.3% yieldVariable
TOTAL ALLOCATION90%
UNALLOCATED10%
Parameters
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Cash Portfolio

Cash & Money Market Instruments • Generated on February 9, 2026

AllocationInstitute

Portfolio Summary

TOTAL ALLOCATION
90%
INITIAL INVESTMENT
$100,000
NUMBER OF HOLDINGS
3

Key Metrics

AVG YIELD
4.67%
Wtd Yield
4.67%

Holdings Detail

NameTickerWeightYieldValue
iShares 0-3 Month Treasury Bond ETFSGOV40%5.20%$40,000
SPDR Bloomberg 1-3 Month T-Bill ETFBIL30%5.10%$30,000
WisdomTree Floating Rate Treasury FundUSFR20%5.30%$20,000

Top 5 Holdings

SGOV: 40%
BIL: 30%
USFR: 20%

Disclaimer: This report is for informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Simulated returns are based on historical data and assumptions that may not reflect actual market conditions. Consult a qualified financial advisor before making investment decisions.

Allocation Institute © 2026
Cash Portfolio Report

Capital Preservation Focus

Cash instruments prioritize safety and liquidity. Treasury-backed instruments carry the full faith and credit of the U.S. government.

Portfolio Yield4.67%
Annual Income$4,670
Total Value$100,000
Holdings3
Holdings Breakdown
  • SGOV
  • BIL
  • USFR
  • Unallocated
Instrument Type Allocation
0%80%TreasuryBillsFloatingRate
Holdings Detail
TICKERTYPEMATURITYYIELDWEIGHTVALUE
SGOVTreasury Bills0-3 months5.2%40%$40,000
BILTreasury Bills1-3 months5.1%30%$30,000
USFRFloating RateVariable5.3%20%$20,000